INSURE THIS! Every time I see those commercials for extended warranties on cars, appliances, houses, cats, dogs, gerbils and death I shake my head at the irony. Insurers are betting you won't blow a gasket, burn up your can opener, flood your house and actually die; while the consumer bets on disaster. Funny right? How does the sales person give it a positive spin. "Of course it's a remote possibility that x-y-z will happen, but if it does....cue the somber music. Paints a picture of reckles mayhem just hovering around any corner. I gaily put my extra in the bank rather than enriching the coffers of the only business with a green lawn right now. Every notice how the landscaping is so beautiful around an insurance company? As I intend on only dying once, a paid up term policy provided by my former employer covers things quite nicely.
Which reminds me of the difficulty I had when trying to cancel our whole life policy. I literally had to call our agent's boss's boss to get our money as the agent claimed he did not know where we lived even though he had been here and was getting a little check from the policy each month.
Furthering my rant on insurance as we finalize expenses for my s-i-l's estate, I recall the obscene amount of hassle the company put us through to obtain her life insurance. I can only assume they hoped that we or her daughter (though she had no money) would just keep paying the bills ourselves. So easy to buy insurance, not so easy to collect is all I'm saying. They don't know my reputation of relentless pursuit to complete a project as I conducted research, called experts and learned to go through my daily chores with the phone on speaker for the 30 minute waits to talk to somone. I had to literally call on a weekly basis for weeks before I found someone who simply and honestly walked me through the exact process I needed to obtain the payout. Maybe contact 1-2-3-4 could have given me that information in the first place?
Forcing a bereaved person to go through that kind of red/blue/green tape borders on fraud or, at the very least, misrepresentation. I also can't help pondering if the insurance and legal business walk hand in hand in making these issues more complicated than they need to be thus requiring double the expense to complete the duties after a loved one passes. Also why do you have to hire a lawyer to get your car insurance payoff?
DEADLY DRYER All this to lay the groundwork for my clothes dryer exhibiting troubling behavior by spitting cloth and unknwn crud into the lint trap and, unfortuntely, not drying the clothes. I have money for a new one, but the OH took a crack at pulling the whole vent system out and cleaning. I am tentatively using it today and so far so good EXCEPT for the damn orphan tissue left in someone's pants pocket. Amazing amount of fluffy little footsteps hugging the load.
THEN AGAIN Speaking of the courts (going back to the estate reconciliation) Probate gets their little piece of everything one does - filing, inventory fee (we put it together so why do they get paid), piece of the house sale. I have had my share of courts and judges from appealing MIOSHA citations (before I was MIOSHA); workers comp and unemployment claims. On one notable occasion I was the defendant and the defense attorney as our attorney forgot to put it on his calendar. Nothing like soloing and having to present your defense and tap-dancing to come up with questions for the opposition. I lost. Apparently Perry Mason only wins on television.
I learned on workers comp and unemployment to say as little as possible as the "employee" ususally self-destructs when questioned. "how do you explain a six pack of empties on the front seat?" "how did you manage to play in a Gus Macker (hard-core street basketball) when you claim you can't walk?" "Didn't you have to report you weren't working each week to the State while you were working for the employer?" "How did all these phone calls to the porn site get made when you were the only one in the building at night?" Get the drift?
However the hairiest one was when one case made it to circuit court and the strategy of letting the emp incriminate his/herself did not follow the script. The judge called me up to his "throne" and asked me point blank "do you have the ability to settle this for the company?" I learned later my attorney was sweating bullets and sending out mental smoke signals "don't lie, don't lie, don't lie". As if. As I recall it was our plan to "appear" able to settle but Mama didn't raise no dum-dums. This complaintant totally deserved to lose, but you sure as heck do not lie to a judge...in his courtroom...on the record. Karma's a bitch.
Update on the wounded wing. Hard as it was to stay still, I tried. Have been adding more activities, probably more than I should and using the stairs a lot. Even doing some time on the stationary bike and starving myself as I'm burning fewer calories. Have actually walked around a few stores, albeit slowly. Funny note. I am having literally no sciatica or hip pain so perhaps the shot worked. Excellent timing demon knee. Peace Out.... 💓 💚 💙💛
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